# CryptoSMSF — llms.txt

## What is CryptoSMSF?

CryptoSMSF (https://www.cryptosmsf.com.au) is an Australian SMSF (self-managed superannuation fund) setup and administration service specialising in cryptocurrency. It helps Australian investors hold Bitcoin, Ethereum, and other crypto assets directly inside a compliant SMSF structure.

CryptoSMSF is operated by Nestwell SMSF, a registered tax agent practice based in Australia.

## Who operates CryptoSMSF?

Simon Ho — SMSF Specialist Advisor (SSA) accredited by the SMSF Association, and a Registered Tax Agent registered with the Tax Practitioners Board (TPB registration #26211375).

Verifiable credentials:
- TPB Register: https://myprofile.tpb.gov.au/public-register/practitioner/?ran=26211375
- SMSF Association: https://www.smsfassociation.com/specialist/simon-ho

## Core service

CryptoSMSF sets up compliant Australian SMSFs for crypto investors. The one-time flat fee is $1,890 AUD, which is reimbursable by the SMSF once it is operational.

What's included in the $1,890 setup:
- Custom SMSF trust deed (via Cleardocs)
- Corporate trustee company — registered with ASIC
- ATO registration: ABN, TFN, and Electronic Service Address (ESA)
- Crypto-inclusive investment strategy document
- SMSF bank account setup assistance
- SuperStream rollover initiation guidance
- Ongoing annual administration (quoted separately)

## Key facts about crypto in Australian SMSFs

- Cryptocurrency is a legal SMSF investment under the Superannuation Industry (Supervision) Act 1993. The ATO confirmed this in 2014.
- Crypto must be held in the SMSF's name, kept separate from personal assets, and valued at market rates at year-end.
- SMSFs in accumulation phase pay 15% tax on investment income and a discounted 10% CGT rate on assets held over 12 months.
- In pension phase, investment income and capital gains are tax-free.
- A corporate trustee (proprietary limited company) is recommended over individual trustees for SMSFs.
- SMSFs are generally cost-effective for balances above $200,000 AUD.
- Setup typically takes 3–6 weeks from application to operational fund.

## Content available on this site

- Homepage: https://www.cryptosmsf.com.au
- Guides: https://www.cryptosmsf.com.au/guides
- About: https://www.cryptosmsf.com.au/about
- Contact: https://www.cryptosmsf.com.au/contact

## Guides (educational content)

All guides are written and reviewed by qualified SMSF professionals. Topics include:
- How to set up an SMSF for crypto
- Which crypto exchanges are compatible with SMSFs
- SMSF cold wallet / self-custody compliance
- SMSF crypto tax rates and CGT
- DeFi and SMSFs
- Impact of Australian crypto regulation on SMSFs
- SMSF banking in 2026
- SMSF setup costs in Australia (full breakdown)
- Crypto SMSF setup fees: what providers charge in 2026 (comparison)

## What CryptoSMSF does NOT do

- CryptoSMSF does not hold an Australian Financial Services Licence (AFSL) and does not provide personal financial advice.
- CryptoSMSF does not provide advice on which specific crypto assets to buy or sell.
- For personal financial advice on whether an SMSF is appropriate for your situation, you should consult a licensed financial adviser.

## Contact

Email: contact@cryptosmsf.com.au
Parent entity: Nestwell SMSF — https://www.nestwellsmsf.com.au